Today's Rates

Last update: January 30, 2012 05:42 PM EST

Conforming | Jumbo | USDA Rural Development | Government

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
4.000 0.000 4.067
15 yr fixed conforming
3.375 0.000 3.493
3/1 ARM
3.500 0.000 3.456
30/5 yr fixed or 5/1 ARM
3.375 0.375 3.460
30/7 yr fixed or 7/1 ARM
3.625 0.500 3.590
10/1 ARM
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
4.500 0.000 4.534
15 yr fixed jumbo
4.000 0.000 4.060
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USDA Rural Development

Program Rates Points APR
USDA Rural Development
4.125 0.000 4.158


Government Loan Programs

Program Rates Points APR
30 yr fixed FHA 4.000 0.000 4.070
15 yr fixed FHA 3.375 0.000 3.498
30 yr fixed VA 4.000 0.000 4.067
15 yr fixed VA 3.500 0.000 3.617
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.