Today's Rates

Last update: July 1, 2008 04:33 PM EST

Conforming | Jumbo | Interest-Only Conforming | Zero Down Mortgages | Government

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program	Rates	Points	APR
30 yr fixed conforming	6.625	0.000	6.682
	6.375	1.000	6.528
	6.125	2.000	6.373
15 yr fixed conforming	6.125	0.000	6.216
	5.875	1.000	6.124
	5.625	2.000	6.031
3/1 ARM	6.125	0.000	5.807
	5.875	1.000	5.838
	5.625	2.000	5.869
30/5 yr fixed or 5/1 ARM	6.250	0.000	5.925
	6.000	1.000	5.921
	5.500	2.000	5.819
30/7 yr fixed or 7/1 ARM	6.375	0.625	6.126
10/1 ARM	6.750	0.000	6.430
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program	Rates	Points	APR
30 yr fixed jumbo	8.500	1.000	8.642
15 yr fixed jumbo	7.625	2.000	8.006
3/1 jumbo ARM	9.000	2.500	6.797
5/1 jumbo ARM	9.250	1.875	7.368
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program	Rates	Points	APR
30 yr fixed conforming Interest-Only
3/1 ARM Interest-Only
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Zero Down Mortgages Loan Programs

Program	Rates	Points	APR
80/20
80/15/5
80/10/10
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Government Loan Programs

Program	Rates	Points	APR
30 yr fixed VA	6.625	0.000	6.682
15 yr fixed VA	6.500	0.000	6.592
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.