Mortgage Resources

We offer a wide variety of conventional mortgage products with as little as 5% down on the purchase of a primary residence, 10% down on a second home and 20% down on investment property:

Fixed Rate Conforming: up to $417,000, with 10, 15, 20 and 30 year terms
Jumbo: up to $2,000,000, with 15 and 30 year terms
Adjustable Rate Mortgages: 3/1, 5/1 and 7/1 adjustment periods, 30 year terms
Fannie Mae Homepath: 15 and 30 year terms
Fannie Mae DU Refi Plus: 15, 25 and 30 year terms
Freddie Mac Refi Relief: 15, 25 and 30 year terms

Private Mortgage Insurance is required unless there is a 20% down payment or equity position in the property.

Conventional underwriting guidelines are more conservative than those applied to FHA, VA and RD loans.

Cash out refinances are available up to a 90% Loan to Value.